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CitiMortgage

Today's Mortgage Rates
When comparing mortgage rates, it's important to understand the difference between an interest rate and an annual percentage rate (APR).

  • The interest rate, along with the term and amount of your mortgage, determines how much you'll pay every month for your mortgage loan. Interest rates vary across the different types of mortgages we offer, as well as how much you're borrowing compared to the value of the home, and whether the home will be a primary or secondary residence.

  • The APR is the total cost of your mortgage (including interest rates, closing costs, fees and lender points) over its full term, expressed as a yearly rate. The APR can more accurately represent the true cost of a loan.

30 Year Fixed 4.375% 1.375 4.578%View more details
30 Year Fixed 4.250% 2.000 4.506%View more details
15 Year Fixed 3.750% 0.125 3.914%View more details
15 Year Fixed 3.500% 1.125 3.810%View more details
Rates effective as of ET
 
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