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Learn more about Home Affordable Refinance Program. Learn more about Home Affordable Refinance Program.
Start the process to find the right home loan for you. Start the process to find the right home loan for you.
Get started with a SureStart® free pre-approval for your home purchase. Get started with a SureStart® free pre-approval for your home purchase.
Learn more and decide if a mortgage refinance is right for you. Learn more and decide if a mortgage refinance is right for you.
Getting Started

Three easy steps to the home loan that's right for you:

1. Evaluate your situation
2. Find the right mortgage
3. Get started
Use the form on the right to tell us about yourself and your goals,
and one of our Mortgage Consultants will get in touch to
help you start your home loan application.

Let's get started

Whether you're buying a home or considering a mortgage refinance, you can start your application for a home loan here and get a free consultation.

*Required fields


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$ .00

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Submit I understand that by submitting this information I am authorizing you to contact me to discuss home loan products and rate options. I understand that this is a free consultation and not an application for credit.

Rates and Calculators

Today's rates for home refinancing

Your interest rate, along with the term and amount of your mortgage,
determines how much you'll pay each month.

Rates effective as of ET.

30 Year Fixed 4.375% 0.500 4.519%See more details
4.250% 1.125 4.447%See more details
15 Year Fixed 3.500% 0.500 3.746%See more details
3.375% 1.250 3.731%See more details
Assumes excellent credit

Request a free consultation with one of our Mortgage Consultants.
Home Values

How much is your home worth?

map Discover how much your home is worth. Get a market value estimate of your home's value, as well as photos, recent sales, market trends and more.
Homeowner Support

Finding it difficult to make mortgage payments? We'll work with you to find a solution.

Are you at risk?

The first step to making your mortgage current is to evaluate
your situation:

How we can help

We will find a solution tailored to your needs:

Homeowner Support Banner

Our Mortgage Representatives are here to help

Speak with a Mortgage Representative to find a solution

1-866-272-4749
Mon-Fri 8 AM to Midnight ET
Sat-Sun 8 AM to 8 PM ET
Search Citi-Owned Properties for Sale
Buying a Citi-owned property is a great way to get more for your money. Foreclosed or REO (Real Estate Owned) properties are typically priced below their actual market
value and offer great incentive for homebuyers.
Get Started
Tell us what you're looking for and one of our expert
Mortgage Consultants will contact you.
Fannie Mae Owned Properties for Sale

We are also one of the few mortgage lenders approved to provide HomePath? financing on Fannie Mae owned properties*. Our Mortgage Consultants can guide you through the mortgage process including these great benefits:

  • No lender appraisal
  • No mortgage insurance
  • Low down payment
  • Flexible occupancy types - available on primary, secondary or investment properties
Find out more information about the HomePath® properties and the listings in your area by visiting www.homepath.com. Citi has provided this tool as a convenience to you and makes no guarantees or warranties regarding the accuracy of the information provided. Please note the tool is provided by a 3rd-party website whose privacy policies and security practices may differ from Citi standards.

*HomePath® is a registered trademark of Fannie Mae. Use of Fannie Mae's name, trademarks or service marks are for illustration purposes only and do not represent an endorsement of our products and services by Fannie Mae.

¹SureStart® is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. This offer is not a commitment to lend and is subject to change without notice. There is no charge to receive a SureStart pre-approval. However, standard application and commitment fees will apply for the mortgage loan application.